Medicare Part A Coverage - Hospitalization
If you have paid the requisite number of quarters or qualify through Railroad retirement or other qualifying conditions Medicare Part A is free. It is the part of Medicare that covers hospital care and many of its expenses.
What does Part A Coverage include?
- Inpatient care in a hospital including medications used during hospitalization.
- Killed nursing facility care generally for rehabilitation.
- Nursing home care in a skilled nursing facility but not custodial or long-term care.
- Hospice care.
- Home health care on an intermittent basis as well as therapies like PT, OT and speech.
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Hospitalization limits and costs?
The bulleted list below refers to a benefit period which begins with your admission and ends when you have not gotten any inpatient care for 60 days.
- $1,408 deductible for each benefit period.
- Days 1–60: $0 coinsurance for each benefit period.
- Days 61–90: $352 coinsurance per day of each benefit period.
- Days 91 and beyond: $704 coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime).
- Beyond lifetime reserve days : all costs.
As with all information provided here any additional questions can be answered by going to medicare.gov the Traditional Medicare website.
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